Deduct up to 0.25% from the fixed rates shown below when you see other HHCU services. (Does not apply to credit cards, real estate or home improvement loans.) Call our loan department for complete details at 713-864-4438.

Deduct .25% with a 10% down payment or .50% with a 20% down payment on a vehicle loan, from the rate shown below, in addition to the above deductions.

Collateral Loans

Type Of
Account		 Terms of Loan Annual Percentage
Rate
New Vehicle Loan 24 - 84 Months 4.90% - 13.00%
Used Vehicle Loan 24 - 72 Months 4.90% - 15.00%
Refinanced Vehicle 24 - 72 Months 4.90% - 15.00%
Recreational Vehicle
(from another lender)		 24 to 72 Months 4.90% - 15.00%
Boats Up to 72 Months 4.90% - 15.00%
Motorcycles Up to 72 Months 4.90% - 15.00%
New Computer Up to 48 Months 4.90% - 15.00%
Furniture & Appliances Up to 48 Months 4.90% - 15.00%

Credit Cards

Type Of
Account 		Terms of Loan Annual Percentage
Rate
MasterCard Open 11.90%
MasterCard Platinum & Gold Open 9.90%

Real Estate Loans

Type Of
Account		 Terms of Loan Annual Percentage
Rate
Home Improvement Maximum term
120 Months		 6.50%
Unimproved or
Non-Homestead Property		 Maximum term
180 Months		 6.50%

Secured/Unsecured Loans

Type Of
Account		 Terms of Loan Annual Percentage
Rate
Shares secured Loans Up to 60 Months 3.25% - 4.00%
Unsecured Signature Loan Up to 48 Months 10.40% - 17.40%

Holiday/Vacation Loans

Type Of
Account 		Terms of Loan Annual Percentage
Rate
Holiday Loans
Available Nov. 1st Thru Jan. 31st 		Up to 12 Months Not Available
Vacation Loans
Available July 1st Thru August 31st 		Up to 12 Months 2% Off Qualifying Rate

All rates are subject to change upon HHCU Board of Directors decisions.