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Houston Highway Credit Union

Houston Highway Credit Union

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Loan Rates

Auto (Collateral) Loans

Type of AccountTerms of LoanAnnual Percentage Rate
New Vehicle Loan24 - 72+ Months2.99% - 18.00%
Used Vehicle Loan24 - 72+ Months2.99% - 18.00%
Refinanced Vehicle24 - 72+ Months2.99% - 18.00%
Recreational Vehicle
(from another lender)
24 - 72+ Months2.99% - 18.00%
MotorcyclesUp to 72+ Months2.99% - 18.00%
BoatsUp to 72+ Months2.99% - 18.00%

Credit Cards

Type of AccountTerms of LoanAnnual Percentage Rate
Mastercard24 - 72+ Months16.99%

Secured/Unsecured Loans

Type of AccountTerms of LoanAnnual Percentage Rates
Shares Secured LoansUp to 72+ Months3.50% - 7.50%
Secured By CDUp to 72+ Months4.50% - 8.50%
Unsecured Signature LoanUp to 72+ Months10.74% - 17.99%

Credit Builder Step-Up Loan Process

Minimum PaymentRatePaymentAmount
STEP 18 Months6.00%($86.07)$1,000.00
STEP 28 Months5.50%($116.01)$2,000.00
STEP 38 Months5.00%($131.161)$3,000.00
STEP 48 Months4.50%($141.62)$4,000.00
STEP 58 Months4.00%($147.62)$53,000.00

Credit Builder Single Loan

Rates vary.

Contact us to learn more about your Credit Builder

 

Service/Loyalty Discount

10% down payment (may not be combine w/20%)0.10%
20% down payment (may not be combined w/ 10%)0.25%
HHCU Member for 5+ Years0.20%
HHCU Member for 10+ Years0.35%
HHCU Member for 15+ Years0.50%

Maximum discount may not exceed 0.50%.  Offer may be used on Collateral loans only. May not be combined with other promotions.


APPLY ONLINE

*APR = Annual Percentage Rate.

Rates effective May 1, 2022. Rates subject to change.

Rates shown include Service & Loyalty discounts of up to 0.50%APR.

Please see Service & Loyalty Discounts for more information.

Need any assistance?

Please contact us with any questions or concerns!


CONTACT

If you prefer, you can call us at 713.864.4438 or toll-free at 800.354.3541.

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GET IN TOUCH

Houston Highway Credit Union, 8120 Washington Avenue, Houston, TX 77007

Phone: 713-864-4438 or 1-800-354-3541 | Fax: 713-864-1714

Routing: 313083251

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