Applying for a credit card? What about a car loan? Let Us Help STRENGTHEN Your Credit
HHCU provides solutions to either establish or help rebuild your credit, while in the process creating a buildup of savings. Additionally, this loan product can be used by a parent that wants to help their child build their credit history!
The Credit Builder Step-Up Loan will start you off with a $1,000 loan and then progress through to a $5,000 loan with the proceeds of the loan frozen in a savings account until the loan is paid in full. Interest rates are fixed and decrease during each phase of the loan. With the Credit Builder Single Loan you can choose to start with a $1,000 or higher and pay that loan in full, without going through the multiple levels. The proceeds are still frozen in a savings account until the loan is paid in full. Loan rates are based on creditworthiness and credit score.
A combination of higher credit scores with the high-value, low-rate products and services from HHCU can lead to lower rates and personal savings for you and your family. Apply now with our easy-to-use online application, contact us or stop by today to discuss your Credit Builder Loan options.