Secured Loans

Secure Financing You Can Rely On.

Need to borrow while keeping your rates low and terms manageable? A secured loan lets you use collateral, like a vehicle, savings, or other assets to help you have access to affordable financing. If you’re looking to build credit, making a major purchase, or covering unexpected expenses, we’re here to help you!

Types of secured loans we offer:

Share Secured Loan

A Share Secured Loan is a smart, low-risk way to borrow while using your own savings as collateral. Whether you're looking to establish or rebuild credit, or simply want a lower-interest loan option, this solution allows you to borrow against the funds in your share account, without dipping into your savings.

Certificate Secured Loans

A Certificate Secured Loan or CD loan, lets you use your CD as collateral, with a lower interest rate than other loans. You can still earn interest and dividends while you pay off your loan.

Maximum of 60 months, with minimum payments of interest due quarterly.
If using a Certificate of Deposit as collateral, the term of the loan cannot exceed the term of the CD.

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