New & Used Vehicle Loans

Affordable Loans For Your Next Ride.

Drive the Car You Want with an Auto Loan That Works for You!

Whether you’re eyeing a brand-new ride or a reliable used vehicle, Houston Highway Credit Union has your back with competitive auto loan rates that can save you big. We know that in Texas, everything is bigger – including the distances you drive. That’s why we make it easier to get behind the wheel of a dependable vehicle that fits your lifestyle and budget. With HHCU, you don’t have to compromise. Our flexible New and Used Auto Loans are designed to put you in control with low rates, fast approvals, and terms that make sense for your financial journey.

Why Finance Your Car with HHCU?

  • Low Rates on both New and Used Auto Loans
  • Quick & Easy Application Process
  • Big Savings with Local, Personalized Service

We’re here to help you get moving confidently and affordably.

Choose Your Path

HHCU New or Used Car Loan - icon

Financing a brand-new car, truck, or SUV?
Get our best available rates with terms built around your budget.

  • Our lowest available rates
  • Terms up to 72 months
  • Finance up to 100% of purchase price
  • Coverage for accessories & extended warranties
HHCU Auto Refinance - icon

Buying used is a smart way to stretch your budget further. Get a competitive rate whether you're buying from a dealer or a private seller.

  • Competitive rates on used vehicles
  • Flexible terms based on vehicle age
  • Private-party purchases welcome
  • Fast pre-approval before you shop

What will my payment be?

Adjust the sliders to estimate your monthly payment. Ready to lock in your real rate? Apply and get a decision fast.

Use our auto loan payment calculator

Frequently Asked Questions

What's the difference between a new and used auto loan rate?

View our current new and used auto loan rates here

What documents do I need to apply?
Can I get pre-approved before I shop for a car?
Can I finance a car I'm buying from a private seller?

Ready to Hit the Road?

Apply for your auto loan today and drive away with confidence!

Need Help with Your Auto Loan? We’re happy to assist!

Call us at 713-864-4438 or toll-free at 1-800-354-3541 or email us anytime with your questions. We’re here to help every step of the way.

Choose Houston Highway Credit Union

Need To Get In Touch With Us?

Call Us Today

Phone: 713-864-4438 or
1-800-354-3541
Fax: 713-864-1714

Get Directions

Houston Highway Credit Union
8120 Washington Avenue
Houston, TX 77007

Send a Message

Email Us or browse Help Topics and other Helpful Resources and FAQs

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