Credit Life/Disability Insurance

HHCU Takes Care of You.

Life is unpredictable, but your loan payments don’t have to be. Credit Life & Disability Insurance is designed to help safeguard you and your family from the unexpected by covering loan payments in the event of death or a qualifying disability. It’s an affordable way to add peace of mind to your borrowing, helping you stay financially secure even when life takes an unexpected turn.

Coverage is completely optional and can be selected individually or bundled—choose what works best for your needs.
Eligibility may depend on age or health status, which could affect your ability to enroll.
Monthly premiums are built into your loan payment, making it easy to stay covered without extra steps.

Protecting your loan with Credit Life & Disability Insurance means protecting your loved ones and your financial future from the unexpected.

Disclosure

*Your purchase of MEMBER’S CHOICE® credit life and credit disability insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Policy Agreement for a full explanation of the terms.