Checking Accounts

Where Everyday Life Meets Dependable Banking.

Managing your finances should be easy, transparent, and designed to fit your busy life. At Houston Highway, we understand that your financial needs are important, which is why we offer a checking account that you can trust.

To Houston Highway, you aren’t just another person. We know that your financial needs are important, which is why we offer checking accounts that are tailored to fit your specific needs.

With our Freeway Checking account, there are no monthly maintenance fees, access to ATMs nationwide, and 24/7 mobile banking tools to help you manage your money wherever you are. Explore a checking account designed with you in mind!

Houston Highway Credit Union's FREEway Checking Account should be your go-to account for all your day-to-day purchases and financial needs.

With FREEway Checking you’ll receive a VISA® debit card. It works just like cash, credit, and an ATM card without the worry or finance charges of a credit card.

If you accidently write a check for more money than you have in your checking account, with Overdraft Privilege you’ll know that your account will be covered.

Banking That Works As Hard As You Do

Life doesn’t run on a strict schedule, and neither should your checking account! FREEway Checking is designed for how you really live. Whether you’re checking your balance between meetings, depositing a check from the comfort of your couch, or grabbing cash from an ATM while traveling without any extra fees.

As a not-for-profit credit union, we’re not here to squeeze out fees like big banks do. That means you can say goodbye to monthly maintenance fees, minimum balance requirements, and those sneaky charges that eat into your money. What you deposit is yours to keep!

And since your checking account is often the heart of your financial life, we’ve made sure it works seamlessly with everything else. Enjoy instant mobile alerts, quick transfers to your HHCU savings, and a friendly local team that’s always ready to pick up the phone when you need us.

$0

Monthly Maintenance Fee

37,000+

Co-op Shared Surcharge-Free ATMs

24/7

Mobile & Online Banking Access

$5

To Open Your Account

FREEway Checking vs. A Typical Bank Account

See how member-owned banking stacks up against a typical big-bank checking account.

HHCU FREEWAY CHECKING TYPICAL BANK CHECKING
Monthly Maintenance Fee
None
Often $10-$15/mo
Minimum balance required
None
Often required to waive fees
Fee-free ATM network
37,000+ Surcharge-Free Co-op ATM Network
Often limited to in-network only
Ownership structure
Member-owned, not-for-profit
Shareholder-owned, for-profit
Local decision-making
Houston-based team
Often routed through call centers

Frequently Asked Questions

Is there a minimum balance to open FREEway Checking?

No minimum balance is required to keep the account open. You'll just need $5 to open your HHCU membership savings account, which is required alongside checking.

Are there any monthly fees?
Do I have to opt in to Overdraft Privilege?
How do I switch from my current bank to HHCU?
Can I set up direct deposit right away?

Choose Houston Highway Credit Union

Need To Get In Touch With Us?

Call Us Today

Phone: 713-864-4438 or
1-800-354-3541
Fax: 713-864-1714

Get Directions

Houston Highway Credit Union
8120 Washington Avenue
Houston, TX 77007

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