Checking Accounts
Where Everyday Life Meets Dependable Banking.
Managing your finances should be easy, transparent, and designed to fit your busy life. At Houston Highway, we understand that your financial needs are important, which is why we offer a checking account that you can trust.
To Houston Highway, you aren’t just another person. We know that your financial needs are important, which is why we offer checking accounts that are tailored to fit your specific needs.
With our Freeway Checking account, there are no monthly maintenance fees, access to ATMs nationwide, and 24/7 mobile banking tools to help you manage your money wherever you are. Explore a checking account designed with you in mind!
Houston Highway Credit Union's FREEway Checking Account should be your go-to account for all your day-to-day purchases and financial needs.
With FREEway Checking you’ll receive a VISA® debit card. It works just like cash, credit, and an ATM card without the worry or finance charges of a credit card.
If you accidently write a check for more money than you have in your checking account, with Overdraft Privilege you’ll know that your account will be covered.
Banking That Works As Hard As You Do
Life doesn’t run on a strict schedule, and neither should your checking account! FREEway Checking is designed for how you really live. Whether you’re checking your balance between meetings, depositing a check from the comfort of your couch, or grabbing cash from an ATM while traveling without any extra fees.
As a not-for-profit credit union, we’re not here to squeeze out fees like big banks do. That means you can say goodbye to monthly maintenance fees, minimum balance requirements, and those sneaky charges that eat into your money. What you deposit is yours to keep!
And since your checking account is often the heart of your financial life, we’ve made sure it works seamlessly with everything else. Enjoy instant mobile alerts, quick transfers to your HHCU savings, and a friendly local team that’s always ready to pick up the phone when you need us.
FREEway Checking vs. A Typical Bank Account
See how member-owned banking stacks up against a typical big-bank checking account.
| HHCU FREEWAY CHECKING | TYPICAL BANK CHECKING | |
|---|---|---|
| Monthly Maintenance Fee | None | Often $10-$15/mo |
| Minimum balance required | None | Often required to waive fees |
| Fee-free ATM network | 37,000+ Surcharge-Free Co-op ATM Network | Often limited to in-network only |
| Ownership structure | Member-owned, not-for-profit | Shareholder-owned, for-profit |
| Local decision-making | Houston-based team | Often routed through call centers |
Frequently Asked Questions
No minimum balance is required to keep the account open. You'll just need $5 to open your HHCU membership savings account, which is required alongside checking.
Choose Houston Highway Credit Union
Need To Get In Touch With Us?
Phone: 713-864-4438 or
1-800-354-3541
Fax: 713-864-1714
Houston Highway Credit Union
8120 Washington Avenue
Houston, TX 77007
Email Us or browse Help Topics and other Helpful Resources and FAQs