Refinance & Save Big with Half Off Auto Loan Rates
Are you looking to save money on an existing vehicle loan? Refinancing your loan from another lender with HHCU can help you lower your interest rate, decrease your monthly payment, or pay off your loan sooner. For a limited time, we’re offering a discount of up to 5.00% APR* off refinanced vehicle loan rates, including auto and motorcycles. Refinance today and get a payment you can actually afford!
- New & used vehicle loans as low as 3.99% APR*
- Terms up to 72 months
- Quick & easy application
- Up to 5.00% APR* off your rate when you refinance an existing loan from another lender
Why Refinance Your Auto Loan?
- Save Money Every Month
A lower rate means a lower monthly payment. Refinancing your auto loan could free up cash for other goals like paying down debt or planning your next adventure.
- Pay Less Interest Over Time
When you refinance at a reduced rate, you’ll pay less interest over the life of your loan. It’s one of the easiest ways to make your money go further.
- Fast, Hassle-Free Process
We make refinancing simple. Our team handles the details, so you can focus on what matters, which is enjoying your car and your savings.
- Local Service with Real People
At Houston Highway Credit Union, we pride ourselves on personalized service. You’ll always talk to a real person who cares about helping you save and can walk you through the process of applying. We’re ready to help!
Don’t Miss This Limited-Time Offer!
Keep the car you love but change the rate! With our limited-time half off auto loan rate promotion, there’s never been a better time to refinance. Let’s put the brakes on high interest rates and get you back on the road to savings! Apply now or stop by your nearest branch to see how much you could save.
Have questions about refinancing?
Give us a call at 713.864.4438 to speak with one of our member service representatives or apply now!
*Limited-time offer and subject to membership eligibility. APR is Annual Percentage Rate and current as of 01/06/2026. Rate is subject to change. Maximum rate discount not to exceed 5.00% APR. No additional discounts available. Proof of current interest rate may be required. This offer excludes existing HHCU loans. Offer expires on 07/31/2026.